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Philip G. Lubinski, CFP

Investment strategy with the objective of providing inflation-adjusted income for life.

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Program Titles

  • How to have confidence in your investments

Philip G. Lubinski, CFP®
1. Representative of a broker-dealer (“BD”) or investment advisor (“IA”) may only conduct business in a state if the representatives and the BD or IA they represent (a) satisfy the qualification requirements of, and are approved to do business by, the state; or (b) are excluded or exempted from the state’s licensure requirements.
2. Representatives of a BD or IA are deemed to conduct business in a state to the extent that they provide individualized responses to investor inquiries that involve (a) effecting, or attempting to effect, transactions in securities; or (b) rendering personalized investment advice for compensation

The Income for Life Model™ is an investment strategy with the objective of providing inflation-adjusted income for life. Unlike in the past, today’s retirees will be forced to rely more upon their own savings to produce retirement income. Unfortunately, millions of Americans are unprepared for the challenge of providing it. Now is the time to plan for your retirement income needs.

Offers many additional answers to financial challenges. For instance, one common concern is over how to have confidence in your investments. With interest rates low, a fixed annuity may make sense for some investors. For people who like the idea of investing in stocks but are uncomfortable with the risk and volatility that goes along with investing, an equity-indexed annuity may make for a smart alternative. These are only some of the issues we can help you with in building a financially independent future.

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